Three out of four companies in Germany are customers of the Savings Banks Finance
Group. Advising and financing small and medium-sized enterprises in Germany is
the core business of the Savings Banks and Landesbanken. To this end they use their
strengths; a detailed knowledge of their customers and their personal situation as
well as a nationwide presence throughout Germany’s regions.
Publications & Reports
Focus Papers
Financial literacy for all – the enduring, dependable role of Savings Banks
114,29KB
A Digital Euro Must Add Value for People and Businesses in Europe
156,44KB
Facilitating fair use of the data of consumers and business enterprises
60,99KB
Focus Paper - Electric vehicle charging must be as simple as filling up at a gas station
60,83KB
European payment transactions: Innovation needs investments and scope for development
68,99KB
The Savings Banks’ business model is an expression of social sustainability
82,65KB
Credit financing during the COVID-19 crisis demonstrates the efficiency of locally active banks
390,24KB
Inducements provide important benefits and advisory services for clients
73,89KB
Ensuring a level playing field to support European solutions - do not reduce interchange fees
66,95KB
New rules do not help clients - Study confirms dissatisfaction with MiFID II and PRIIPs Regulation.
77,97KB
Europe is Our Future - Thoughts of the Savings Banks Finance Group on the 2019 elections to the European Parliament
5,18MB
Focus Paper - Problem loans in Europe: Sustainable risk mitigation will take years
56,89KB
Focus Paper - Effective protection of deposits in Europe Centralisation is the wrong approach
1,48MB
Focus Paper - Is Germany “overbanked”? Banking diversity must be preserved
75,20KB
The German "Mittelstand"
30.01.2023
German SMEs between hope and scepticism
21.01.2022
SMEs face their next big challenge
The “SME Diagnosis 2021” describes and evaluates the current economic environment, the prospects and the challenges facing small and medium-sized enterprises. The basis of the trend analysis is a survey of almost 300 SME experts in Savings Banks throughout Germany. The economic company data comes from the annual financial statements of around 300,000 commercial Savings Bank customers. This is the largest pool of anonymised annual financial
statement data in Germany.
05.01.2021
SME Diagnosis 2020: Resilience in times of crisis
In the corona crisis, SMEs benefit from the financial durability they have built up over the past ten years. Their innovative spirit is already recovering, as the SME Diagnosis 2020 shows.
23.09.2020
S-Mittelstand Fitness Index 2020: The Future of the German Mittelstand
The Future of the German Mittelstand survey is based on an analysis of performance indicators for corporate clients and corporate lending by the savings banks, as well as on the DSGV sector forecasts.
13.01.2020
SME Diagnosis 2019: Expansion of the digital infrastructure is key to success for SMEs
Small and medium size enterprises in Germany have successfully made use of the recent strong years. The challenge will now be to structurally maintain this strength, since under the conditions of the digital economy, much of what has been taken for granted in the past will be called into question in the future.
Europe
18.03.2021
The state of the Banking Union
Aspects of the Banking Union are changing and endangering crisis-hardened
and stabilising structures as the Savings Banks. A glossary is meant to support
the opinion-forming process, put each initiative into context and describe their practical effects.
20.10.2020
Franco-German Initiative welcomes EU Capital Markets Recovery Package
Five French and German associations from the financial sector have jointly commented on the EU Capital Markets Recovery Package. The five associations are very supportive of the approach taken by the European Commission (EC).
11.06.2020
Germany EU Council Presidency in 2020
Diversity is strength. As of July 2020, Germany will assume an important leadership role in the European Union by taking over the Council Presidency for six months. Subsequently, Germany will be part of the Trio Presidency together with Portugal and Slovenia for another twelve months in 2021. This will be a great opportunity to shape Europe.
Download
Savings Banks Finance Group
Español: Al Interior del Grupo Financiero de las Cajas de Ahorro (2022)
2,89MB
Inside the Savings Banks Finance Group (2022)
2,93MB
AL INTERIOR DEL GRUPO FINANCIERO DE LAS CAJAS DE AHORRO (2020)
1,01MB
Inside the Savings Banks Finance Group (2020)
1,00MB
Inside the Savings Banks Finance Group (2018)
664,68KB
Español: Al Interior del Grupo Financiero de las Cajas de Ahorro (2018)
690,83KB
General Contact
Deutscher Sparkassen- und Giroverband e.V.
Charlottenstrasse 47
10117 Berlin Germany
10117 Berlin Germany
+49 30 20 22 50
+49 30 20 22 52 50
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