In the corona crisis, SMEs benefit from the financial durability they have built up over the past ten years. Their innovative spirit is already recovering, as the SME Diagnosis 2020 shows.
Publications & Reports
The Savings Banks’ business model is an expression of social sustainability Credit financing during the COVID-19 crisis demonstrates the efficiency of locally active banks Inducements provide important benefits and advisory services for clients Ensuring a level playing field to support European solutions - do not reduce interchange fees New rules do not help clients - Study confirms dissatisfaction with MiFID II and PRIIPs Regulation. Europe is Our Future - Thoughts of the Savings Banks Finance Group on the 2019 elections to the European Parliament Focus Paper - Problem loans in Europe: Sustainable risk mitigation will take years Focus Paper - Effective protection of deposits in Europe Centralisation is the wrong approach Focus Paper - Is Germany “overbanked”? Banking diversity must be preserved
The German "Mittelstand"
SME Diagnosis 2020: Resilience in times of crisis
S-Mittelstand Fitness Index 2020: The Future of the German Mittelstand
The Future of the German Mittelstand survey is based on an analysis of performance indicators for corporate clients and corporate lending by the savings banks, as well as on the DSGV sector forecasts.
SME Diagnosis 2019: Expansion of the digital infrastructure is key to success for SMEs
Small and medium size enterprises in Germany have successfully made use of the recent strong years. The challenge will now be to structurally maintain this strength, since under the conditions of the digital economy, much of what has been taken for granted in the past will be called into question in the future.
Franco-German Initiative welcomes EU Capital Markets Recovery Package
Five French and German associations from the financial sector have jointly commented on the EU Capital Markets Recovery Package. The five associations are very supportive of the approach taken by the European Commission (EC).
Germany EU Council Presidency in 2020
Diversity is strength. As of July 2020, Germany will assume an important leadership role in the European Union by taking over the Council Presidency for six months. Subsequently, Germany will be part of the Trio Presidency together with Portugal and Slovenia for another twelve months in 2021. This will be a great opportunity to shape Europe.
Savings Banks Finance Group
Stress resistant due to solid capital ratios
Savings Banks are economic stabilisers in times of crisis. They had already demonstrated this impressively in the past financial crisis. The coronavirus pandemic is once again a significant challenge for the entire economy – and consequently also for the German banking sector.