Savings Banks Finance Group

A network that spans Germany

With around 520 affiliated companies, more than 14,000 branches and roughly 290,000 employees, the Group provides financial services practically everywhere in Germany — in cities and rural areas alike.  This deep local presence enables the Group to offer close, reliable banking services to individuals, families, small and mid‑sized enterprises, as well as to municipal and regional stakeholders.

Diverse institutions under one roof

The Group is composed of a broad range of institutions: local savings banks (“Sparkassen”), regional Landesbanken and Landesbausparkassen, as well as other affiliated financial‑service providers. Together, they ensure a full‑spectrum offering, from everyday banking and mortgages to investment services, public‑sector financing and more. Sparkassenstiftung

Local strength, joint resources

Thanks to its decentralised and cooperative structure, the Group combines local proximity — institutions rooted in their home regions — with the advantages of cooperation and shared infrastructure. This model allows savings banks and their partners to specialise, pool resources, and deliver high‑quality services across the board.

Stability and reliability at scale

Because the Savings Banks Finance Group brings together so many independent institutions under a solid umbrella network, it combines the agility of local banks with the strength and stability of a large financial group. This makes the Group a reliable partner for retail customers, businesses, public institutions and municipalities alike.