Savings Banks Finance Group

The Savings Banks Finance Group (Sparkassen-Finanzgruppe) is the largest financial group in Germany – decentralized, regionally anchored, and committed to the common good. It consists of 341 savings banks, Landesbanken, the DekaBank, public insurance companies, building societies, and numerous financial service providers.

Together, they form a powerful alliance that supports people, businesses, and municipalities in all parts of the country. The Group's organizational structure, its reliable credit ratings, and its unique institutional protection scheme ensure financial stability and trust – both nationally and internationally.

Here you can learn more about the organization of the Savings Banks Finance Group, its strong credit standing, the institutional protection scheme, and its close cooperation with international savings banks.

Organisation
Savings Banks Finance Group
Dive into the structure of the Savings Banks Finance Group — one of the world’s largest, decentralized banking networks committed to local service, innovation and regional financial inclusion.
Strong and Stable Financial Group
Ratings
The institutions of the Savings Banks Finance Group are known for their financial reliability and resilience. Leading rating agencies regularly confirm the Group’s strong creditworthiness.

Protecting Stability – Preserving Trust
Institutional Protection Scheme
The Institutional Protection Scheme of the Savings Banks Finance Group ensures the solvency and liquidity of all affiliated institutions. It is recognized under European law and prevents bank failures through mutual support.
Local Roots – Global Reach
International Savings Banks
The Savings Banks Finance Group is part of a global network of savings and retail banks that share a common mission: promoting financial inclusion and sustainable development.