German SMEs between hope and scepticism

Three out of four companies in Germany are customers of the Savings Banks Finance Group. Advising and financing small and medium-sized enterprises in Germany is the core business of the Savings Banks and Landesbanken. To this end they use their strengths; a detailed knowledge of their customers and their personal situation as well as a nationwide presence throughout Germany’s regions.

With the SME Diagnosis 2022, the German Savings Banks Association (DSGV) presents the 22nd collection of representative data on the current situation of SMEs.

Integrated into this study for the first time is the S-Financial Climate Index of the DSGV and Deka. This is based on quarterly surveys on economic development conducted among the management boards of the German Savings Banks.