Rating

The Savings Banks Finance Group has been assigned a Corporate Family Rating of Aa2 from Moody’s Investors Service and a Floor Rating of A from DBRS for all members of its joint liability scheme – in particular for the savings banks, Landesbanken and central building societies.

These ratings were obtained to take into account the increasing importance of external ratings in national and international financial and capital markets.
 
Moody’s Corporate Family Rating represents a financial strength assessment of the entire Savings Banks Finance Group.  In the case of individual institution ratings, the assessment cannot fall more than two notches below the Corporate Family Rating.
 
DBRS’ Floor Rating signifies a creditworthiness of all Group members of at least A.  No member of the Savings Banks Finance Group’s joint liability scheme can fall below this assessment level.
 
As neither of the group evaluations represents a unified rating, it may be possible for Group members to achieve higher individual ratings than the Corporate Family Rating or the Floor Rating.

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